Sortwell Debt Manager - Everything you owe, in one place.
Simple debt tracking for Australians · $7.99 a month

Everything you owe, in one place.

Every debt and bill on one screen, every date it's due, and a clear view of anything overdue - with a reminder the night before, so you never miss a payment again.

✓ A$7.99 a month, GST included ✓ Built for two (+$3.99 a month) ✓ Cancel anytime
Due next 7 days
$3,211
Overdue
$325 · 2 behind
Sortwell Debt Manager dashboard showing total overdue, total debt, liabilities and what's due in the next 7 days
MortgagesCar loansCredit cards Buy-now-pay-laterRent & billsCouples
Sound familiar?

Owe money in five different places - and no single view of it?

You're not disorganised. There's just no one place showing all of it at once, so eventually something slips - and a late fee costs more than this app does.

🗂️

Scattered everywhere

A loan here, a card there, a bill in your inbox and one in the letterbox. Nothing adds it all up, so you're always half-guessing where you stand.

🔙

Spending apps look backwards

They tell you where last week's money went. None of them tell you what you owe, when it's due, or how long until it's gone.

🏳️

Behind feels hopeless

Most tools assume you're up to date and make you pretend you are. You get nothing that shows the progress you are actually making.

Meet Sortwell Debt Manager

Everything you owe, every due date, and what's overdue - in one view

Built to be simple - a debt tracker anyone can pick up. Add your debts and bills once and see exactly where you stand, what's due next, and anything that's slipped behind - with a year of history that shows your progress and keeps you going.

📊 Dashboard

Every debt and bill, on one screen

Total debt, this month's bills, and everything that's overdue - the first thing you see. One number tells you whether you're on top of it, so you stop guessing.

  • ✓ Loans and liabilities kept apart - borrowed money you're paying down, vs bills that just keep coming
  • ✓ A green bar when nothing's late, red the moment something is
  • ✓ "Still owing", "next payment" and "due in N days" on every account
Account list showing each debt and liability with a green or red status bar
📅 Calendar

See your upcoming bills on a calendar

Every upcoming bill and payment laid out on a month view - blue for what's coming up, green for paid, and a red cross on anything missed, with a year of history to look back on. Most apps only show you forwards, which is no help when you're working out what went wrong.

  • ✓ Every upcoming bill on the day it's due
  • ✓ Look back over the year and see exactly where things slipped
  • ✓ Weekly and fortnightly cycles, the way pay really lands here
Monthly calendar with due, paid and missed payments colour-coded
🔔 Reminders

A reminder that actually asks

The evening before, then again on the day: "Did you pay it?" Say yes and it's logged - or type what really went out, and it keeps track of anything still owing. This is the feature people describe to their friends.

  • ✓ Tick a payment off in a single tap
  • ✓ Paid short? It records the part-payment and what's left
  • ✓ Add it to your phone's home screen and it's always with you
A reminder asking did you pay Electricity, with Yes I paid it and Not yet buttons
🏆 Paid off

A wall of what you've wiped out

Cleared debts move to their own page with the total you've gotten rid of, split into loans and liabilities. Paying down debt is months of nothing visibly happening - this is the part that keeps people going.

  • ✓ Total debt gone, adding up as you clear each one
  • ✓ Loans cleared and liabilities cleared, side by side
  • ✓ Every account you've killed, with the date it went
Paid off screen showing total debt gone and cleared accounts
A look inside

Made for real households, not spreadsheets

And the rest

The details that make it stick

⏳

What's due next

The next seven days of payments and anything overdue, right on the dashboard - so nothing sneaks up on you.

⚖️

Loans vs liabilities

Borrowed money you're paying down is kept apart from rent and bills that simply keep coming - so the totals actually mean something.

🧗

Built for being behind

Say what you're already behind on when you add a debt, and payments clear the arrears first. No pretending you're up to date.

🇦🇺

Made here

Australian dollars, weekly and fortnightly pay cycles, and local dates and timezones - not a US app that only thinks in months.

🔓

One simple price

A$7.99 a month, and a second person is another A$3.99. No contract, cancel whenever you like.

🔒

Your data, kept safe

Your numbers are private and securely stored - yours to see, never sold, and never shared without your say-so.

What changes

From "I think we're okay" to knowing

Everything in one place changes how it feels. You stop dreading the letterbox and start watching the numbers come down.

1
See the whole pictureOne number for everything you owe, and whether anything's overdue - the first thing you see.
2
Never miss a due dateThe reminder asks if you've paid, and you answer in a tap. Late fees cost more than the app.
3
See your progressEvery debt you clear moves to your paid-off wall, and the total you've wiped out keeps climbing.
4
Do it togetherOne shared set of books, both of you looking at the same numbers, no more crossed wires.
Simple pricing

A$7.99 a month. Cancel anytime.

Less than a coffee a month to know exactly what you owe, what is due next, and what you have already cleared.

Sortwell Debt Manager
A$7.99/month
GST inclusive · cancel anytime
⚡ Launch price
One simple monthly price. Cancel anytime.
  • ✓ Every debt and bill on one dashboard, loans and liabilities kept apart
  • ✓ Overdue tracking, a due-date calendar & a paid-off wall
  • ✓ Calendar with a year of history & reminders that ask
  • ✓ Arrears handling, shared to-do list & more
  • ✓ Add a second person for +$3.99 a month
Start for $7.99 a month →
Add a second person for +$3.99 a month, the whole household in one view.
🛡️ Cancel anytime, no contract
A$7.99 a month, billed in Australian dollars. Cancel anytime.
Questions

Everything else you're wondering

How much does it cost?

A$7.99 a month, GST included, in Australian dollars. Add a second person for another A$3.99 a month. There is no contract, so you can cancel whenever you like.

Is there a free trial?

No, there is no trial. It is A$7.99 a month and you can cancel anytime, so if it is not for you, you simply stop after the first month.

Can my partner use it too?

Yes. A second person is another A$3.99 a month. You share one set of debts, payments and dates - either of you records a payment and you both see it.

What if I've already fallen behind?

It's built for exactly that. When you add a debt you can say what you're behind on, and payments clear the arrears first. No pretending you're up to date, and no judgement.

Is it built for Australia?

Yes. Australian dollars, weekly and fortnightly pay cycles, and local dates and timezones - not a US app that only thinks in months.

Do I need to install an app?

No - it runs in your browser and adds to your phone's home screen like an app, so it opens straight from your home screen. (Native app store versions are on the way.)

Everything you owe, on one screen.

See where you stand, never miss a date, and watch each debt count down to gone. A$7.99 a month, cancel anytime.

A$7.99 a month · Cancel anytime · Made in Australia 🇦🇺

Sortwell Sortwell

Australian-built apps that show you your real numbers - so you can make informed decisions yourself.

© 2026 Sam Brennan Pty Ltd · Sortwell
Made in Australia 🇦🇺

*Sortwell Debt Manager helps you organise your own debts, due dates and payments and shows you your own numbers based on the figures you enter. It is not a credit provider or financial counsellor, and nothing in the app is financial or credit advice - it does not tell you what to do. Always confirm your position with a qualified professional.